Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,032 | $117,904-86.4% | $102,457-84.4% | $145,978-89.0% |
| Participation rate | 40.9% | 78.6%-37.7pp | 76.5%-35.6pp | 80.3%-39.4pp |
| Annual return | 58.69% | 31.80%+26.9pp | 29.41%+29.3pp | 550.52%-491.8pp |
| Employer contribution / active EE | $1,431 | $3,613-60.4% | $3,022-52.6% | $4,662-69.3% |
| Participant deferral / active EE | $2,760 | $5,733-51.9% | $5,054-45.4% | $6,690-58.7% |
| Admin fee / account holder | $1,309 | $13,329-90.2% | $9,451-86.1% | $13,400-90.2% |