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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,980 | $160,028-60.6% | $147,080-57.2% | $145,884-56.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 16.02% | 98.60%-82.6pp | 420.17%-404.1pp | 551.85%-535.8pp |
| Employer contribution / active EE | $8,837 | $5,286+67.2% | $4,933+79.1% | $4,662+89.5% |
| Participant deferral / active EE | $30,102 | $8,422+257.4% | $8,066+273.2% | $6,690+350.0% |
| Admin fee / account holder | $11,625 | $15,030-22.7% | $12,989-10.5% | $13,392-13.2% |