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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,583 | $162,136-77.4% | $152,301-76.0% | $154,746-76.4% |
| Participation rate | 59.1% | 84.1%-25.0pp | 82.4%-23.4pp | 80.7%-21.6pp |
| Annual return | 21.88% | 91.02%-69.1pp | 80.50%-58.6pp | 172.34%-150.5pp |
| Employer contribution / active EE | $2,516 | $4,890-48.5% | $4,624-45.6% | $4,379-42.5% |
| Participant deferral / active EE | $5,273 | $8,341-36.8% | $8,004-34.1% | $6,730-21.7% |
| Admin fee / account holder | $3,039 | $15,759-80.7% | $14,398-78.9% | $14,365-78.8% |