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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,151 | $102,422-74.5% | $147,117-82.2% | $80,959-67.7% |
| Participation rate | 62.1% | 75.9%-13.8pp | 82.2%-20.1pp | 67.7%-5.6pp |
| Annual return | 21.30% | 135.16%-113.9pp | 420.54%-399.2pp | 35.67%-14.4pp |
| Employer contribution / active EE | $1,573 | $3,717-57.7% | $4,932-68.1% | $2,757-43.0% |
| Participant deferral / active EE | $3,703 | $6,652-44.3% | $8,065-54.1% | $4,300-13.9% |
| Admin fee / account holder | $809 | $7,953-89.8% | $12,993-93.8% | $6,925-88.3% |