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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,512 | $208,088-97.8% | $186,193-97.6% | $154,746-97.1% |
| Participation rate | 71.4% | 80.0%-8.6pp | 77.1%-5.7pp | 80.7%-9.3pp |
| Annual return | 22.47% | 89.97%-67.5pp | 78.03%-55.6pp | 172.34%-149.9pp |
| Employer contribution / active EE | $1,237 | $4,340-71.5% | $3,918-68.4% | $4,379-71.7% |
| Participant deferral / active EE | $1,532 | $7,078-78.4% | $6,513-76.5% | $6,730-77.2% |
| Admin fee / account holder | $1,438 | $11,698-87.7% | $11,058-87.0% | $14,365-90.0% |