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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,512 | $225,673-98.0% | $203,872-97.8% | $155,188-97.1% |
| Participation rate | 71.4% | 80.3%-8.9pp | 77.8%-6.4pp | 80.8%-9.4pp |
| Annual return | 22.47% | 95.91%-73.4pp | 85.11%-62.6pp | 148.84%-126.4pp |
| Employer contribution / active EE | $1,237 | $4,099-69.8% | $3,757-67.1% | $4,248-70.9% |
| Participant deferral / active EE | $1,532 | $6,893-77.8% | $6,388-76.0% | $6,531-76.5% |
| Admin fee / account holder | $1,438 | $12,327-88.3% | $11,730-87.7% | $14,480-90.1% |