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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,934 | $77,574-73.0% | $108,753-80.8% | $86,983-75.9% |
| Participation rate | 98.3% | 62.3%+36.0pp | 71.1%+27.2pp | 69.5%+28.8pp |
| Annual return | 16.04% | 18.42%-2.4pp | 37.47%-21.4pp | 25.83%-9.8pp |
| Employer contribution / active EE | $1,572 | $1,611-2.4% | $2,427-35.2% | $2,584-39.2% |
| Participant deferral / active EE | $3,704 | $3,128+18.4% | $4,115-10.0% | $4,194-11.7% |
| Admin fee / account holder | $2,947 | $6,529-54.9% | $10,320-71.4% | $7,856-62.5% |