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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $67,104 |
Filed as: CERITY PARTNERS RETIREMENT PLAN Service code 27 · EIN 35-2467663 | Advisory (Plan) | $17,147 |
STRATEGIC ADVISORS, INC.1 year Service code 27 · EIN 04-2654524 | Advisory (Plan) | $5,660 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,651 | $59,054-31.2% | $97,260-58.2% | $77,736-47.7% |
| Participation rate | 43.2% | 67.9%-24.7pp | 72.7%-29.5pp | 70.6%-27.4pp |
| Annual return | 15.12% | 16.96%-1.8pp | 75.54%-60.4pp | 31.26%-16.1pp |
| Employer contribution / active EE | $1,617 | $1,742-7.2% | $2,721-40.6% | $2,728-40.7% |
| Participant deferral / active EE | $3,698 | $3,930-5.9% | $4,262-13.2% | $4,651-20.5% |
| Admin fee / account holder | $436 | $346+26.1% | $5,640-92.3% | $433+0.7% |