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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,899 | $100,970-90.2% | $96,576-89.8% | $137,256-92.8% |
| Participation rate | 84.6% | 82.6%+2.0pp | 81.4%+3.2pp | 80.0%+4.7pp |
| Annual return | 19.59% | 38.16%-18.6pp | 38.47%-18.9pp | 220.34%-200.8pp |
| Employer contribution / active EE | $3,243 | $3,809-14.9% | $3,553-8.7% | $4,156-22.0% |
| Participant deferral / active EE | $5,148 | $8,286-37.9% | $7,956-35.3% | $6,407-19.7% |
| Admin fee / account holder | $1,749 | $11,312-84.5% | $11,381-84.6% | $12,270-85.7% |