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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,899 | $97,289-89.8% | $92,805-89.3% | $155,188-93.6% |
| Participation rate | 84.6% | 84.2%+0.4pp | 83.5%+1.1pp | 80.8%+3.8pp |
| Annual return | 19.59% | 29.03%-9.4pp | 31.59%-12.0pp | 148.84%-129.2pp |
| Employer contribution / active EE | $3,243 | $3,632-10.7% | $3,424-5.3% | $4,248-23.7% |
| Participant deferral / active EE | $5,148 | $8,795-41.5% | $8,448-39.1% | $6,531-21.2% |
| Admin fee / account holder | $1,749 | $12,015-85.4% | $10,911-84.0% | $14,480-87.9% |