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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,344 | $132,634-66.6% | $115,768-61.7% | $137,256-67.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 15.78% | 160.70%-144.9pp | 100.46%-84.7pp | 220.34%-204.6pp |
| Employer contribution / active EE | $7,205 | $3,360+114.4% | $2,940+145.1% | $4,156+73.4% |
| Participant deferral / active EE | $14,867 | $5,619+164.6% | $4,917+202.4% | $6,407+132.1% |
| Admin fee / account holder | $4,579 | $15,028-69.5% | $12,439-63.2% | $12,270-62.7% |