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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,910 | $114,119-87.8% | $107,187-87.0% | $138,895-90.0% |
| Participation rate | 62.5% | 78.1%-15.6pp | 75.0%-12.5pp | 79.9%-17.4pp |
| Annual return | 28.14% | 273.21%-245.1pp | 204.55%-176.4pp | 145.39%-117.3pp |
| Employer contribution / active EE | $1,280 | $4,059-68.5% | $3,782-66.2% | $4,194-69.5% |
| Participant deferral / active EE | $3,041 | $5,538-45.1% | $5,096-40.3% | $6,396-52.5% |
| Admin fee / account holder | $12 | $10,024-99.9% | $9,162-99.9% | $12,562-99.9% |