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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,836 | $159,934-22.6% | $147,005-15.8% | $145,959-15.2% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 11.60% | 98.24%-86.6pp | 418.76%-407.2pp | 561.95%-550.4pp |
| Employer contribution / active EE | $4,110 | $5,287-22.3% | $4,934-16.7% | $4,661-11.8% |
| Participant deferral / active EE | $17,953 | $8,427+113.0% | $8,070+122.5% | $6,689+168.4% |
| Admin fee / account holder | $1,034 | $15,053-93.1% | $13,006-92.0% | $13,398-92.3% |