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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,254 | $81,331-72.6% | $155,534-85.7% | $80,935-72.5% |
| Participation rate | 82.3% | 66.3%+16.0pp | 78.2%+4.1pp | 67.7%+14.6pp |
| Annual return | 15.60% | 33.37%-17.8pp | 64.92%-49.3pp | 35.66%-20.1pp |
| Employer contribution / active EE | $1,978 | $3,105-36.3% | $4,675-57.7% | $2,757-28.3% |
| Participant deferral / active EE | $3,036 | $3,454-12.1% | $5,630-46.1% | $4,299-29.4% |
| Admin fee / account holder | $1,149 | $7,999-85.6% | $15,900-92.8% | $6,924-83.4% |