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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,199 | $275,752-81.4% | $256,809-80.1% | $198,609-74.2% |
| Participation rate | 92.3% | 89.2%+3.1pp | 88.5%+3.8pp | 82.4%+9.9pp |
| Annual return | 20.80% | 34.81%-14.0pp | 32.73%-11.9pp | 202.70%-181.9pp |
| Employer contribution / active EE | $5,132 | $7,721-33.5% | $7,263-29.3% | $5,055+1.5% |
| Participant deferral / active EE | $9,541 | $10,037-4.9% | $9,520+0.2% | $6,977+36.7% |
| Admin fee / account holder | $1,373 | $25,716-94.7% | $25,146-94.5% | $19,030-92.8% |