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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,024 | $114,013-79.8% | $103,693-77.8% | $155,188-85.2% |
| Participation rate | 66.7% | 75.2%-8.5pp | 72.6%-6.0pp | 80.8%-14.1pp |
| Annual return | 20.74% | 49.31%-28.6pp | 47.61%-26.9pp | 148.84%-128.1pp |
| Employer contribution / active EE | $2,961 | $3,131-5.4% | $2,920+1.4% | $4,248-30.3% |
| Participant deferral / active EE | $3,475 | $4,970-30.1% | $4,579-24.1% | $6,531-46.8% |
| Admin fee / account holder | $17,996 | $8,407+114.1% | $7,858+129.0% | $14,480+24.3% |