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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,790 | $212,386-38.9% | $199,883-35.1% | $138,895-6.6% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 79.50% | 47.75%+31.8pp | 43.81%+35.7pp | 145.39%-65.9pp |
| Employer contribution / active EE | $8,110 | $6,625+22.4% | $6,261+29.5% | $4,194+93.4% |
| Participant deferral / active EE | $12,957 | $9,617+34.7% | $9,138+41.8% | $6,396+102.6% |
| Admin fee / account holder | $14,878 | $18,233-18.4% | $17,268-13.8% | $12,562+18.4% |