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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,629 | $201,372-61.0% | $184,260-57.3% | $145,884-46.1% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 14.52% | 29.04%-14.5pp | 28.84%-14.3pp | 551.85%-537.3pp |
| Employer contribution / active EE | $6,306 | $7,024-10.2% | $6,427-1.9% | $4,662+35.2% |
| Participant deferral / active EE | $17,881 | $9,808+82.3% | $9,133+95.8% | $6,690+167.3% |
| Admin fee / account holder | $27,086 | $16,362+65.5% | $13,898+94.9% | $13,392+102.3% |