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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,995 | $111,830-77.6% | $93,696-73.3% | $145,884-82.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 7.26% | 204.08%-196.8pp | 133.74%-126.5pp | 551.85%-544.6pp |
| Employer contribution / active EE | $1,435 | $3,093-53.6% | $2,422-40.7% | $4,662-69.2% |
| Participant deferral / active EE | $1,738 | $4,920-64.7% | $4,417-60.7% | $6,690-74.0% |
| Admin fee / account holder | $481 | $10,249-95.3% | $8,287-94.2% | $13,392-96.4% |