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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,263 | $102,385-54.8% | $147,080-68.5% | $80,935-42.8% |
| Participation rate | 74.4% | 75.9%-1.5pp | 82.2%-7.8pp | 67.7%+6.8pp |
| Annual return | 20.76% | 135.09%-114.3pp | 420.17%-399.4pp | 35.66%-14.9pp |
| Employer contribution / active EE | $0 | $3,717-100.0% | $4,933-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $11,800 | $6,651+77.4% | $8,066+46.3% | $4,299+174.4% |
| Admin fee / account holder | $4,920 | $7,951-38.1% | $12,989-62.1% | $6,924-28.9% |