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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,792 | $155,555-98.2% | $146,866-98.1% | $155,188-98.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 28.79% | 115.41%-86.6pp | 102.85%-74.1pp | 148.84%-120.1pp |
| Employer contribution / active EE | $3,057 | $4,647-34.2% | $4,425-30.9% | $4,248-28.0% |
| Participant deferral / active EE | $13,380 | $8,044+66.3% | $7,759+72.4% | $6,531+104.9% |
| Admin fee / account holder | $40,430 | $14,755+174.0% | $13,620+196.8% | $14,480+179.2% |