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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,792 | $162,136-98.3% | $152,301-98.2% | $154,746-98.2% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 28.79% | 91.02%-62.2pp | 80.50%-51.7pp | 172.34%-143.5pp |
| Employer contribution / active EE | $3,057 | $4,890-37.5% | $4,624-33.9% | $4,379-30.2% |
| Participant deferral / active EE | $13,380 | $8,341+60.4% | $8,004+67.2% | $6,730+98.8% |
| Admin fee / account holder | $40,430 | $15,759+156.5% | $14,398+180.8% | $14,365+181.4% |