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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,792 | $154,228-98.2% | $145,433-98.1% | $137,256-98.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 28.79% | 74.59%-45.8pp | 66.58%-37.8pp | 220.34%-191.6pp |
| Employer contribution / active EE | $3,057 | $4,804-36.4% | $4,554-32.9% | $4,156-26.4% |
| Participant deferral / active EE | $13,380 | $8,216+62.8% | $7,897+69.4% | $6,407+108.8% |
| Admin fee / account holder | $40,430 | $14,344+181.9% | $13,129+207.9% | $12,270+229.5% |