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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,931 | $166,020-11.5% | $164,866-10.9% | $145,959+0.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 9.00% | 100.08%-91.1pp | 69.97%-61.0pp | 561.95%-553.0pp |
| Employer contribution / active EE | $30,637 | $5,275+480.8% | $4,343+605.5% | $4,661+557.3% |
| Participant deferral / active EE | $2,184 | $6,961-68.6% | $6,033-63.8% | $6,689-67.4% |
| Admin fee / account holder | $92,312 | $16,644+454.6% | $12,689+627.5% | $13,398+589.0% |