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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,931 | $166,131-11.6% | $164,975-10.9% | $145,877+0.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 9.00% | 100.37%-91.4pp | 70.12%-61.1pp | 551.28%-542.3pp |
| Employer contribution / active EE | $30,637 | $5,276+480.7% | $4,343+605.5% | $4,663+557.0% |
| Participant deferral / active EE | $2,184 | $6,962-68.6% | $6,033-63.8% | $6,691-67.4% |
| Admin fee / account holder | $92,312 | $16,648+454.5% | $12,688+627.5% | $13,402+588.8% |