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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,497 | $150,412-91.0% | $120,574-88.8% | $145,884-90.7% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 36.90% | 154.50%-117.6pp | 107.42%-70.5pp | 551.85%-515.0pp |
| Employer contribution / active EE | $2,325 | $4,355-46.6% | $3,471-33.0% | $4,662-50.1% |
| Participant deferral / active EE | $5,211 | $6,175-15.6% | $4,996+4.3% | $6,690-22.1% |
| Admin fee / account holder | $1,362 | $12,224-88.9% | $9,445-85.6% | $13,392-89.8% |