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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,025 | $55,446-42.2% | $155,574-79.4% | $74,429-57.0% |
| Participation rate | 17.1% | 61.9%-44.8pp | 78.2%-61.1pp | 67.2%-50.1pp |
| Annual return | 16.77% | 269.20%-252.4pp | 64.87%-48.1pp | 1368.38%-1351.6pp |
| Employer contribution / active EE | $0 | $2,266-100.0% | $4,676-100.0% | $2,625-100.0% |
| Participant deferral / active EE | $1,979 | $2,836-30.2% | $5,629-64.9% | $4,348-54.5% |
| Admin fee / account holder | $4,539 | $1,743+160.4% | $15,914-71.5% | $1,944+133.4% |