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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,687 | $145,431+9.8% | $211,142-24.4% | $87,485+82.5% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.3%+12.7pp | 68.9%+31.1pp |
| Annual return | 21.95% | 27.21%-5.3pp | 46.84%-24.9pp | 26.06%-4.1pp |
| Employer contribution / active EE | $18,138 | $4,662+289.1% | $6,442+181.5% | $2,596+598.6% |
| Participant deferral / active EE | $17,902 | $6,859+161.0% | $9,284+92.8% | $4,274+318.9% |
| Admin fee / account holder | $795 | $17,052-95.3% | $19,076-95.8% | $7,775-89.8% |