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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,245 | $156,398-76.2% | $147,318-74.7% | $138,895-73.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 22.63% | 78.75%-56.1pp | 70.43%-47.8pp | 145.39%-122.8pp |
| Employer contribution / active EE | $4,749 | $4,853-2.1% | $4,593+3.4% | $4,194+13.2% |
| Participant deferral / active EE | $11,366 | $8,237+38.0% | $7,906+43.8% | $6,396+77.7% |
| Admin fee / account holder | $302 | $14,976-98.0% | $13,708-97.8% | $12,562-97.6% |