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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,144 | $183,539-54.7% | $155,556-46.6% | $145,897-43.0% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 22.46% | 61.31%-38.8pp | 64.84%-42.4pp | 552.29%-529.8pp |
| Employer contribution / active EE | $2,383 | $5,315-55.2% | $4,675-49.0% | $4,663-48.9% |
| Participant deferral / active EE | $4,937 | $6,467-23.7% | $5,631-12.3% | $6,689-26.2% |
| Admin fee / account holder | $1,037 | $19,275-94.6% | $15,885-93.5% | $13,390-92.3% |