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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,133 | $97,125-94.7% | $86,233-94.0% | $137,256-96.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 18.84% | 74.19%-55.3pp | 61.39%-42.5pp | 220.34%-201.5pp |
| Employer contribution / active EE | $597 | $2,841-79.0% | $2,504-76.1% | $4,156-85.6% |
| Participant deferral / active EE | $3,834 | $5,180-26.0% | $4,559-15.9% | $6,407-40.2% |
| Admin fee / account holder | $478 | $9,725-95.1% | $8,342-94.3% | $12,270-96.1% |