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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,325 | $110,093-75.2% | $97,295-71.9% | $145,897-81.3% |
| Participation rate | 55.6% | 75.9%-20.4pp | 72.7%-17.1pp | 80.3%-24.8pp |
| Annual return | 13.75% | 244.76%-231.0pp | 75.62%-61.9pp | 552.29%-538.5pp |
| Employer contribution / active EE | $1,336 | $3,077-56.6% | $2,723-50.9% | $4,663-71.3% |
| Participant deferral / active EE | $1,874 | $4,678-59.9% | $4,264-56.0% | $6,689-72.0% |
| Admin fee / account holder | $376 | $6,212-93.9% | $5,646-93.3% | $13,390-97.2% |