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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,043 | $138,385-60.9% | $184,243-70.7% | $80,925-33.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 9.91% | 20.02%-10.1pp | 28.82%-18.9pp | 35.65%-25.7pp |
| Employer contribution / active EE | $5,263 | $4,851+8.5% | $6,427-18.1% | $2,756+91.0% |
| Participant deferral / active EE | $4,854 | $7,075-31.4% | $9,132-46.8% | $4,299+12.9% |
| Admin fee / account holder | $6,947 | $10,489-33.8% | $13,914-50.1% | $6,940+0.1% |