Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,529 | $106,749-92.0% | $145,433-94.1% | $82,448-89.7% |
| Participation rate | 27.9% | 75.6%-47.7pp | 82.1%-54.2pp | 68.1%-40.2pp |
| Annual return | 9.64% | 27.59%-18.0pp | 66.58%-56.9pp | 41.64%-32.0pp |
| Employer contribution / active EE | $0 | $3,444-100.0% | $4,554-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $647 | $6,519-90.1% | $7,897-91.8% | $4,139-84.4% |
| Admin fee / account holder | $1,180 | $8,390-85.9% | $13,129-91.0% | $7,234-83.7% |