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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,283 | $185,312-90.1% | $161,489-88.7% | $154,746-88.2% |
| Participation rate | 66.7% | 82.5%-15.8pp | 78.7%-12.0pp | 80.7%-14.0pp |
| Annual return | 24.13% | 103.84%-79.7pp | 89.72%-65.6pp | 172.34%-148.2pp |
| Employer contribution / active EE | $2,471 | $4,769-48.2% | $4,268-42.1% | $4,379-43.6% |
| Participant deferral / active EE | $5,930 | $6,350-6.6% | $5,630+5.3% | $6,730-11.9% |
| Admin fee / account holder | $22,306 | $18,654+19.6% | $16,006+39.4% | $14,365+55.3% |