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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,283 | $172,111-89.4% | $150,298-87.8% | $137,256-86.7% |
| Participation rate | 66.7% | 81.7%-15.0pp | 77.8%-11.1pp | 80.0%-13.3pp |
| Annual return | 24.13% | 69.37%-45.2pp | 62.79%-38.7pp | 220.34%-196.2pp |
| Employer contribution / active EE | $2,471 | $4,636-46.7% | $4,154-40.5% | $4,156-40.5% |
| Participant deferral / active EE | $5,930 | $6,166-3.8% | $5,453+8.8% | $6,407-7.4% |
| Admin fee / account holder | $22,306 | $16,471+35.4% | $14,116+58.0% | $12,270+81.8% |