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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,943 | $102,609-39.6% | $98,090-36.9% | $138,895-55.4% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 18.22% | 36.44%-18.2pp | 37.05%-18.8pp | 145.39%-127.2pp |
| Employer contribution / active EE | $6,091 | $3,867+57.5% | $3,606+68.9% | $4,194+45.2% |
| Participant deferral / active EE | $15,603 | $8,167+91.0% | $7,845+98.9% | $6,396+143.9% |
| Admin fee / account holder | $15,181 | $11,434+32.8% | $11,815+28.5% | $12,562+20.8% |