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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,332 | $97,125-80.1% | $86,233-77.6% | $137,256-85.9% |
| Participation rate | 90.9% | 74.2%+16.7pp | 69.0%+21.9pp | 80.0%+10.9pp |
| Annual return | 22.53% | 74.19%-51.7pp | 61.39%-38.9pp | 220.34%-197.8pp |
| Employer contribution / active EE | $1,327 | $2,841-53.3% | $2,504-47.0% | $4,156-68.1% |
| Participant deferral / active EE | $7,082 | $5,180+36.7% | $4,559+55.3% | $6,407+10.5% |
| Admin fee / account holder | $1,989 | $9,725-79.5% | $8,342-76.2% | $12,270-83.8% |