Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,066 | $91,086-85.7% | $203,872-93.6% | $86,983-85.0% |
| Participation rate | 56.9% | 65.8%-8.9pp | 77.8%-20.9pp | 69.5%-12.6pp |
| Annual return | 22.55% | 22.30%+0.3pp | 85.11%-62.6pp | 25.83%-3.3pp |
| Employer contribution / active EE | $22 | $2,063-98.9% | $3,757-99.4% | $2,584-99.2% |
| Participant deferral / active EE | $3,622 | $4,019-9.9% | $6,388-43.3% | $4,194-13.6% |
| Admin fee / account holder | $954 | $8,987-89.4% | $11,730-91.9% | $7,856-87.9% |