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| Provider | Service type | Compensation |
|---|---|---|
USI CONSULTING GROUP3 years Filed as: USI ADVISORS, INC. Service code 99 · EIN 06-1397347 | Other Fees | $57,377 |
Service code 64 · EIN 71-0294708 | Recordkeeping Fees | $36,044 |
Filed as: VOYA RETIREMENT ADVISORS, LLC Service code 26 · EIN 02-0488491 | Advisory (Participants) | $4,999 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,090 | $41,039-43.7% | $85,240-72.9% | $99,313-76.8% |
| Participation rate | 13.7% | 34.4%-20.7pp | 67.5%-53.8pp | 71.7%-58.0pp |
| Annual return | 14.26% | 17.44%-3.2pp | 66.75%-52.5pp | 17.67%-3.4pp |
| Employer contribution / active EE | $106 | $1,106-90.4% | $2,735-96.1% | $3,264-96.8% |
| Participant deferral / active EE | $502 | $2,193-77.1% | $4,527-88.9% | $5,346-90.6% |
| Admin fee / account holder | $24 | $177-86.2% | $6,165-99.6% | $109-77.6% |