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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,522 | $167,415-90.7% | $140,514-89.0% | $198,609-92.2% |
| Participation rate | 100.0% | 80.9%+19.1pp | 77.8%+22.2pp | 82.4%+17.6pp |
| Annual return | 19.70% | 13.85%+5.8pp | 14.36%+5.3pp | 202.70%-183.0pp |
| Employer contribution / active EE | $2,238 | $4,088-45.3% | $3,378-33.8% | $5,055-55.7% |
| Participant deferral / active EE | $6,215 | $5,579+11.4% | $4,919+26.4% | $6,977-10.9% |
| Admin fee / account holder | $1,180 | $16,730-92.9% | $13,697-91.4% | $19,030-93.8% |