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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,522 | $124,425-87.5% | $112,040-86.1% | $137,256-88.7% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 19.70% | 24.72%-5.0pp | 24.52%-4.8pp | 220.34%-200.6pp |
| Employer contribution / active EE | $2,238 | $3,411-34.4% | $2,954-24.3% | $4,156-46.2% |
| Participant deferral / active EE | $6,215 | $5,718+8.7% | $5,098+21.9% | $6,407-3.0% |
| Admin fee / account holder | $1,180 | $15,207-92.2% | $12,098-90.2% | $12,270-90.4% |