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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,955 | $102,385-3.4% | $147,080-32.7% | $80,935+22.3% |
| Participation rate | 92.5% | 75.9%+16.6pp | 82.2%+10.3pp | 67.7%+24.8pp |
| Annual return | 19.09% | 135.09%-116.0pp | 420.17%-401.1pp | 35.66%-16.6pp |
| Employer contribution / active EE | $7,647 | $3,717+105.7% | $4,933+55.0% | $2,757+177.4% |
| Participant deferral / active EE | $18,314 | $6,651+175.4% | $8,066+127.0% | $4,299+326.0% |
| Admin fee / account holder | $13,440 | $7,951+69.0% | $12,989+3.5% | $6,924+94.1% |