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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,634 | $196,972-89.5% | $182,262-88.7% | $198,609-89.6% |
| Participation rate | 83.3% | 85.7%-2.4pp | 84.2%-0.9pp | 82.4%+1.0pp |
| Annual return | 12.49% | 158.27%-145.8pp | 140.60%-128.1pp | 202.70%-190.2pp |
| Employer contribution / active EE | $2,081 | $5,364-61.2% | $5,046-58.8% | $5,055-58.8% |
| Participant deferral / active EE | $4,290 | $8,643-50.4% | $8,276-48.2% | $6,977-38.5% |
| Admin fee / account holder | $3,554 | $18,429-80.7% | $16,712-78.7% | $19,030-81.3% |