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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,027 | $80,812-92.5% | $160,784-96.3% | $82,448-92.7% |
| Participation rate | 81.6% | 66.2%+15.3pp | 77.0%+4.6pp | 68.1%+13.5pp |
| Annual return | 22.64% | 100.59%-77.9pp | 1803.92%-1781.3pp | 41.64%-19.0pp |
| Employer contribution / active EE | $1,164 | $2,174-46.5% | $3,733-68.8% | $2,551-54.4% |
| Participant deferral / active EE | $1,332 | $4,335-69.3% | $6,293-78.8% | $4,139-67.8% |
| Admin fee / account holder | $699 | $7,695-90.9% | $9,717-92.8% | $7,234-90.3% |