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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,705 | $110,379-52.3% | $102,412-48.5% | $145,884-63.9% |
| Participation rate | 58.3% | 77.9%-19.6pp | 74.5%-16.2pp | 80.3%-22.0pp |
| Annual return | 14.94% | 24.84%-9.9pp | 24.94%-10.0pp | 551.85%-536.9pp |
| Employer contribution / active EE | $7,536 | $4,216+78.7% | $3,870+94.7% | $4,662+61.6% |
| Participant deferral / active EE | $4,036 | $5,622-28.2% | $5,060-20.2% | $6,690-39.7% |
| Admin fee / account holder | $328 | $9,745-96.6% | $8,388-96.1% | $13,392-97.6% |