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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,850 | $160,040-32.0% | $147,096-26.0% | $145,877-25.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 18.33% | 98.49%-80.2pp | 419.75%-401.4pp | 551.28%-533.0pp |
| Employer contribution / active EE | $18,141 | $5,289+243.0% | $4,936+267.5% | $4,663+289.1% |
| Participant deferral / active EE | $10,747 | $8,429+27.5% | $8,071+33.2% | $6,691+60.6% |
| Admin fee / account holder | $387 | $15,050-97.4% | $13,005-97.0% | $13,402-97.1% |