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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,850 | $159,934-31.9% | $147,005-26.0% | $145,959-25.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 18.33% | 98.24%-79.9pp | 418.76%-400.4pp | 561.95%-543.6pp |
| Employer contribution / active EE | $18,141 | $5,287+243.1% | $4,934+267.7% | $4,661+289.2% |
| Participant deferral / active EE | $10,747 | $8,427+27.5% | $8,070+33.2% | $6,689+60.7% |
| Admin fee / account holder | $387 | $15,053-97.4% | $13,006-97.0% | $13,398-97.1% |