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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,927 | $227,399-93.0% | $189,758-91.6% | $198,609-92.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 18.90% | 61.03%-42.1pp | 52.62%-33.7pp | 202.70%-183.8pp |
| Employer contribution / active EE | $2,825 | $5,526-48.9% | $4,767-40.7% | $5,055-44.1% |
| Participant deferral / active EE | $5,092 | $6,837-25.5% | $5,856-13.0% | $6,977-27.0% |
| Admin fee / account holder | $2,125 | $25,162-91.6% | $20,388-89.6% | $19,030-88.8% |