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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,927 | $185,312-91.4% | $161,489-90.1% | $154,746-89.7% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 18.90% | 103.84%-84.9pp | 89.72%-70.8pp | 172.34%-153.4pp |
| Employer contribution / active EE | $2,825 | $4,769-40.8% | $4,268-33.8% | $4,379-35.5% |
| Participant deferral / active EE | $5,092 | $6,350-19.8% | $5,630-9.6% | $6,730-24.3% |
| Admin fee / account holder | $2,125 | $18,654-88.6% | $16,006-86.7% | $14,365-85.2% |