See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 5-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INS CO Service code 15 · EIN 36-6071399 | Recordkeeping | $128,980 |
Filed as: MERRILL LYNCH LIFE AGENCY INC. Service code 16 · EIN 13-2808480 | Consulting | $65,631 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,801 | $119,446-73.4% | $150,045-78.8% | $85,563-62.8% |
| Participation rate | 52.5% | 75.4%-23.0pp | 82.3%-29.9pp | 66.0%-13.5pp |
| Annual return | 18.40% | 23.72%-5.3pp | 62.55%-44.2pp | 31.51%-13.1pp |
| Employer contribution / active EE | $2,362 | $4,078-42.1% | $4,693-49.7% | $2,654-11.0% |
| Participant deferral / active EE | $7,879 | $7,985-1.3% | $7,997-1.5% | $4,375+80.1% |
| Admin fee / account holder | $381 | $548-30.4% | $13,435-97.2% | $834-54.3% |