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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,885 | $87,060-53.0% | $105,591-61.3% | $80,911-49.5% |
| Participation rate | 88.4% | 70.4%+18.0pp | 75.3%+13.1pp | 67.6%+20.8pp |
| Annual return | 57.40% | 17.05%+40.4pp | 116.43%-59.0pp | 35.63%+21.8pp |
| Employer contribution / active EE | $0 | $2,396-100.0% | $3,166-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $12,447 | $3,986+212.3% | $5,008+148.5% | $4,297+189.7% |
| Admin fee / account holder | $1,641 | $8,442-80.6% | $11,024-85.1% | $6,935-76.3% |