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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,090 | $94,439-86.1% | $73,658-82.2% | $154,746-91.5% |
| Participation rate | 8.3% | 64.7%-56.3pp | 57.0%-48.7pp | 80.7%-72.4pp |
| Annual return | 13.89% | 28.25%-14.4pp | 29.72%-15.8pp | 172.34%-158.4pp |
| Employer contribution / active EE | $187 | $1,257-85.1% | $1,032-81.9% | $4,379-95.7% |
| Participant deferral / active EE | $662 | $2,527-73.8% | $2,062-67.9% | $6,730-90.2% |
| Admin fee / account holder | $34,818 | $3,843+806.0% | $3,357+937.3% | $14,365+142.4% |