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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 27 · EIN 13-5674085 | Advisory (Plan) | $71,232 |
Service code 37 · EIN 04-2647786 | Loan Processing | $20,280 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,588 | $101,591+82.7% | $147,096+26.2% | $74,429+149.3% |
| Participation rate | 98.4% | 75.5%+22.9pp | 82.2%+16.2pp | 67.2%+31.2pp |
| Annual return | 16.71% | 8746.45%-8729.7pp | 419.75%-403.0pp | 1368.38%-1351.7pp |
| Employer contribution / active EE | $2,068 | $3,813-45.7% | $4,936-58.1% | $2,625-21.2% |
| Participant deferral / active EE | $13,370 | $7,302+83.1% | $8,071+65.6% | $4,348+207.5% |
| Admin fee / account holder | $503 | $1,750-71.3% | $13,005-96.1% | $1,944-74.1% |