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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 27 · EIN 13-5674085 | Advisory (Plan) | $71,232 |
Service code 37 · EIN 04-2647786 | Loan Processing | $20,280 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,588 | $101,499+82.8% | $147,005+26.2% | $74,546+149.0% |
| Participation rate | 98.4% | 75.5%+22.9pp | 82.2%+16.3pp | 67.2%+31.2pp |
| Annual return | 16.71% | 8732.34%-8715.6pp | 418.76%-402.1pp | 1366.03%-1349.3pp |
| Employer contribution / active EE | $2,068 | $3,811-45.7% | $4,934-58.1% | $2,624-21.2% |
| Participant deferral / active EE | $13,370 | $7,304+83.0% | $8,070+65.7% | $4,347+207.5% |
| Admin fee / account holder | $503 | $1,748-71.2% | $13,006-96.1% | $1,944-74.1% |