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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 27 · EIN 13-5674085 | Advisory (Plan) | $71,232 |
Service code 37 · EIN 04-2647786 | Loan Processing | $20,280 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,588 | $101,672+82.5% | $147,117+26.2% | $74,478+149.2% |
| Participation rate | 98.4% | 75.5%+22.9pp | 82.2%+16.2pp | 67.2%+31.2pp |
| Annual return | 16.71% | 8757.83%-8741.1pp | 420.54%-403.8pp | 1370.56%-1353.9pp |
| Employer contribution / active EE | $2,068 | $3,813-45.8% | $4,932-58.1% | $2,626-21.2% |
| Participant deferral / active EE | $13,370 | $7,305+83.0% | $8,065+65.8% | $4,350+207.3% |
| Admin fee / account holder | $503 | $1,753-71.3% | $12,993-96.1% | $1,946-74.2% |