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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,316 | $80,812-77.3% | $160,784-88.6% | $82,448-77.8% |
| Participation rate | 89.7% | 66.2%+23.4pp | 77.0%+12.7pp | 68.1%+21.6pp |
| Annual return | 13.18% | 100.59%-87.4pp | 1803.92%-1790.7pp | 41.64%-28.5pp |
| Employer contribution / active EE | $0 | $2,174-100.0% | $3,733-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $4,245 | $4,335-2.1% | $6,293-32.5% | $4,139+2.6% |
| Admin fee / account holder | $7,738 | $7,695+0.6% | $9,717-20.4% | $7,234+7.0% |