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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,351 | $106,749+72.7% | $145,433+26.8% | $82,448+123.6% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 17.36% | 27.59%-10.2pp | 66.58%-49.2pp | 41.64%-24.3pp |
| Employer contribution / active EE | $12,090 | $3,444+251.0% | $4,554+165.4% | $2,551+373.9% |
| Participant deferral / active EE | $9,985 | $6,519+53.2% | $7,897+26.4% | $4,139+141.2% |
| Admin fee / account holder | $704 | $8,390-91.6% | $13,129-94.6% | $7,234-90.3% |