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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,998 | $88,815+0.2% | $81,882+8.7% | $145,897-39.0% |
| Participation rate | 57.1% | 75.1%-17.9pp | 72.4%-15.2pp | 80.3%-23.2pp |
| Annual return | 13.05% | 1033.75%-1020.7pp | 779.47%-766.4pp | 552.29%-539.2pp |
| Employer contribution / active EE | $1,530 | $3,086-50.4% | $2,916-47.5% | $4,663-67.2% |
| Participant deferral / active EE | $7,280 | $4,647+56.7% | $4,323+68.4% | $6,689+8.8% |
| Admin fee / account holder | $2,790 | $8,434-66.9% | $7,360-62.1% | $13,390-79.2% |