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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,022 | $106,864+190.1% | $147,318+110.4% | $82,637+275.2% |
| Participation rate | 97.4% | 75.5%+21.9pp | 82.1%+15.4pp | 68.1%+29.4pp |
| Annual return | 16.22% | 27.49%-11.3pp | 70.43%-54.2pp | 53.51%-37.3pp |
| Employer contribution / active EE | $4,950 | $3,417+44.9% | $4,593+7.8% | $2,552+94.0% |
| Participant deferral / active EE | $13,652 | $6,496+110.2% | $7,906+72.7% | $4,126+230.9% |
| Admin fee / account holder | $19,494 | $8,415+131.7% | $13,708+42.2% | $7,339+165.6% |