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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,508 | $90,489-74.0% | $76,051-69.1% | $145,978-83.9% |
| Participation rate | 57.1% | 74.5%-17.3pp | 69.1%-11.9pp | 80.3%-23.1pp |
| Annual return | 11.85% | 622.78%-610.9pp | 360.42%-348.6pp | 550.52%-538.7pp |
| Employer contribution / active EE | $2,968 | $3,319-10.6% | $2,690+10.4% | $4,662-36.3% |
| Participant deferral / active EE | $4,777 | $5,164-7.5% | $4,257+12.2% | $6,690-28.6% |
| Admin fee / account holder | $10,098 | $8,374+20.6% | $6,416+57.4% | $13,400-24.6% |