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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,508 | $90,691-74.1% | $76,119-69.1% | $145,884-83.9% |
| Participation rate | 57.1% | 74.5%-17.3pp | 69.1%-11.9pp | 80.3%-23.2pp |
| Annual return | 11.85% | 624.52%-612.7pp | 361.25%-349.4pp | 551.85%-540.0pp |
| Employer contribution / active EE | $2,968 | $3,329-10.8% | $2,693+10.2% | $4,662-36.3% |
| Participant deferral / active EE | $4,777 | $5,167-7.5% | $4,259+12.2% | $6,690-28.6% |
| Admin fee / account holder | $10,098 | $8,383+20.5% | $6,421+57.3% | $13,392-24.6% |