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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,415 | $87,166+19.8% | $76,735+36.1% | $137,256-23.9% |
| Participation rate | 84.2% | 74.4%+9.9pp | 69.5%+14.7pp | 80.0%+4.3pp |
| Annual return | 18.60% | 26.50%-7.9pp | 29.77%-11.2pp | 220.34%-201.7pp |
| Employer contribution / active EE | $3,569 | $2,904+22.9% | $2,454+45.4% | $4,156-14.1% |
| Participant deferral / active EE | $6,658 | $4,726+40.9% | $4,088+62.9% | $6,407+3.9% |
| Admin fee / account holder | $360 | $8,403-95.7% | $7,189-95.0% | $12,270-97.1% |