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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,871 | $138,393-75.5% | $184,256-81.6% | $80,959-58.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 9.05% | 20.01%-11.0pp | 28.85%-19.8pp | 35.67%-26.6pp |
| Employer contribution / active EE | $2,409 | $4,847-50.3% | $6,427-62.5% | $2,757-12.6% |
| Participant deferral / active EE | $4,589 | $7,076-35.1% | $9,133-49.8% | $4,300+6.7% |
| Admin fee / account holder | $717 | $10,489-93.2% | $13,899-94.8% | $6,925-89.6% |